Life

Let Hudson Insurance get you the best coverage for your life.

Types of coverage we offer:

Term Life
Whole Life
Universal Life Insurance

Term Life: Premiums remain level for the entire guaranteed level term period. Available terms are 10, 15, 20, 25, and 30 years.
Whole Life: Provides a death benefit and builds cash value throughout the life of the policy.
Universal Life: Permanent life insurance that provides a death benefit and builds cash value with flexible death benefit and payment options.

Riders that can be added:

Child Term Rider - provides up to $20,000 of life insurance coverage per child.
Disability Waiver of Premium - Ensures your coverage will remain in force if you become disabled.
Accelerated Death Beneft - Provides up to 50% of the death benefit if the insured becomes terminally ill or has a life expectancy of 12 months or less.
Return of Premium - allows you to receive up to 100% of your premium back if the coverage is not used.

Companies that we represent for Life products:

AAA Life Insurance Company
Auto Owners Life Insurance Company
Diversified Insurance Brokers
Lincoln Benefit Life
Protective Life
United Life