Home and Renter’s Insurance

Ask Hudson Insurance about our multiple policy discounts.

Whether it’s your first apartment, a starter home, a retirement condo, a secondary home, or even a rental property, we can help you find a policy that protects you, your property, and your important belongings.

Homeowner’s Insurance
Homeowner’s Insurance covers the dwelling, personal property, other structures, and loss of use against all risks of direct physical loss on a named peril basis. Homeowner’s insurance also covers you if you are liable for someone getting injured on your property and much more.

Condo Insurance
When you own a condominium or townhouse it is important to know what kind of coverage you need. If the condo is located in an association you will be provided bylaws that will tell you what part of the building you need to have coverage for. If the townhome is not in an association then you will need to purchase a homeowner’s policy so you have the correct coverages. Your agent can assist you in determining what type and amount of coverage you need.

Renter’s Insurance
A renter’s policy protects not only your personal property in your apartment, but it can also cover property aways from your residence. Liability coverage is also included with a renter’s policy for very little cost.

Flood Insurance
Flood Insurance is not included in your homeowner’s policy. A separate policy will need to be purchased if you are concerned about flooding issues. Flooding is rapid accumulation of water from heavy rain as well as rivers and lakes overflowing.

Personal Umbrella
Depending on your situation you may also need a Personal Umbrella policy which goes beyond your home, condo, or renters liability in case of a catastrophic accident.

You may also have additional coverages added to your policy. Some of these coverages include Guaranteed Replacement Cost, Water/Sewer backup, Loss Assessment, and Scheduled Personal Property ex. jewelry, guns, or antiques. We can help you personalize a policy to fit your specific needs.

Ensure your home and auto insurance policies protect your finances against all of life’s
uncertainties by calling us immediately at 715-381-2846 in Hudson, Wisconsin.