Auto

Ask Hudson Insurance about our Safe Driver discounts.

Most auto insurance companies offer the same five coverages on any insurance policy. Liability, which includes bodily injury, property damage, uninsured and underinsured motorist, and medical payments coverage. If you are a resident of Minnesota then you would have personal injury protection instead of medical payments.

Collision coverage which protects your vehicle if it collides with another object, in most cases another vehicle. This coverage carries a deductible and the limits are based on actual cash value basis.

Comprehensive coverage which protects your vehicle from damage caused by fire, theft, glass breakage, weather damage, or colliding with an animal. This coverage in most cases carries a deductible unless a zero deductible is requested.

Towing coverage pays a certain amount if your car is disabled from a covered loss and needs to be towed.

Rental car coverage, also known as transportation expense, covers up to a certain amount towards a rental car if your vehicle is disabled from a covered loss.

Other coverage’s that are offered as “add ons” are: full replacement cost of the car, gap coverage, and underinsured motorist property damage.

As we go through life, we encounter many changes, from buying a new car to updating our homes. It is important to make sure that you have adequate coverage for all of your belongings. By having an annual review, our staff can help you determine what coverage is appropriate for your needs. Call our insurance agency today and schedule an annual review of your policies with one of our professional staff members. They are available to answer any of your questions and make recommendations to save you money.

Call our auto insurance agents today at 715-381-2846
in Hudson, Wisconsin, to discuss your insurance needs.